The Biggest Investing Mistake I’ve Ever Made That Lost Me 99% Of My Money And What You Can Learn From It.
Everyone makes investing mistakes, even the best of the best. And when I say the best, I mean it. Take billionaire investor Warren Buffett as an example. This year he told shareholders of his company, Berkshire Hathaway that he made a ‘mistake’ by investing in North America’s largest four Airlines because the industry had changed […]Read More
The Truth About HECS & What You Need To Know Before Paying It Off Earlier Than You Need To in 2021. (Should I pay off HECs early?)
If you were enrolled in an Australian University from 1989 to now, you’re likely to be paying or paid off a Higher Education Contribution Scheme (HECS) debt. Lucky you. Funnily enough, from 1974 to 1989 university was actually free for eligible students after the Whitlam Government abolished university fees. Their intention was to make higher […]Read More
6 Critical ETF Characteristics You Need To Know Before Investing So You Can Avoid Any Costly Mistakes in 2021.
The beauty of ETFs is that they provide broad diversification across different asset classes and locations. Exactly what you want when building the bedrock of your portfolio as a beginner. But that doesn’t mean it’s safe to invest blindly into the first ETF you see. Like anything with investing, research is your friend. To help […]Read More
If you’re like me and you get your pay monthly, the anxious feeling of being down to your last $50 a week out from pay-day is all too familiar. For too long I’d failed to plan my spending, saving, and investing allocations properly, which resulted in me living the social life of a hermit the […]Read More
With a new financial year already upon us, now is the perfect time to get your finances into shape. Here are 5 things I’ve personally done to get my money under control that you can do too! 1. Pay off High-Interest Bad Debt First and foremost, you need to pay off any high-interest debt that […]Read More
Nowadays, the word ‘millennials’ (people born between 1981-1996) comes packaged with some pretty negative stigmas. Especially within the realms of finance, which aren’t necessarily deserving. Here’s why. Millennials took an enormous psychological and financial blow during The Great Recession back in 08/09. Right when they were at their most vulnerable. Older Millenials were in the […]Read More
The Truth About Asset Allocation & How To Make Sure Your Portfolio Is Built For Safe & Steady Growth.
Asset allocation is one of the most important aspects of investing. It’s up there with deciding on what actual assets to invest into in the first place. Many investors around the world find themselves focusing too much on their individual holdings and their performances, and fail to take a step back to look at the […]Read More
Following on from part one, which I highly recommend you read here. Let’s look into another 5 low-risk ways for 20 somethings to invest. 1. Invest By Increasing Your Super Contributions Firstly, let’s talk super. Before you consider contributing additional funds to super, it’s important to ensure your super is consolidated into one account. Consolidating […]Read More
Your 20s can be one of the most enjoyable periods of your life. You’re completing or completed your studies and are well on your way to earning your first full-time wage. Responsibilities like a mortgage or children to care for are non-existent, translating to more freedom to do what you want when you want. A […]Read More
Are you living paycheck to paycheck cycle? Are you trying to break this cycle but cannot? If so, read this article to find out simple strategies to break the paycheck to paycheck cycle. It will help you save your hard-earned dollars and have a better financial future. Find out the reason for your present lifestyle […]Read More